Understanding IRS Wage Garnishment

Wage garnishment by the IRS is a legal process where a part of your income is withheld to cover unpaid taxes. It usually occurs after repeated attempts by the IRS to collect taxes.

Steps to Address Wage Garnishment

  1. Immediate Response: Once you receive a notice, it’s crucial to act quickly. Ignoring it can result in a significant portion of your wages being garnished.
  2. Understand Your Rights: You have the right to appeal the garnishment and propose alternative payment methods.
  3. Set Up a Payment Plan: Negotiating an installment agreement with the IRS can stop wage garnishment. This agreement allows you to pay off your debt over time in manageable amounts.
  4. Seek Professional Assistance: Tax resolution specialists can negotiate on your behalf and often achieve better terms. They can help in setting up a payment plan or finding other resolutions like an Offer in Compromise.
  5. Stay Compliant: Future compliance with tax obligations is essential. Ensure timely filing and payment of all future taxes.


Dealing with wage garnishment is stressful, but understanding your rights and options can mitigate its impact. Professional help can be invaluable in navigating this situation and protecting your income.