Liens & Levies

The Difference Between Liens and Levies

Tax Liens

A tax lien is the government’s legal claim against your property when you neglect or fail to pay a tax debt. It doesn’t involve the actual seizure of property but rather secures the government’s interest in your assets.


Tax Levies

A levy is a step beyond a lien. It’s the actual seizure of property to satisfy a tax debt. This can include garnishing wages, taking money from your bank accounts, seizing and selling your vehicle, real estate, or other personal property.

Person Resolving Back Tax Liabilities

Why Are Liens and Levies Issued?

The IRS issues liens and levies to compel payment of overdue taxes. Before a lien or levy is placed, the IRS will send a notice of your tax debt and demand payment. Failure to pay or arrange a payment plan leads to these enforcement actions.

Notification Process

The IRS will notify you by mail about a lien or levy. The notice will include the amount owed, the demand for payment, and your rights to appeal.

Requirements for Removal

  • Lien: Paying your tax debt in full is the quickest way to remove a lien. Alternatively, if you meet certain criteria, you can apply for a lien discharge, subordination, or withdrawal.
  • Levy: To remove a levy, you typically need to pay the debt, or we can negotiate an alternative arrangement with the IRS, such as an installment agreement or an offer in compromise.

We Understand the Stress of Dealing with IRS Liens & Levies

We offer expert guidance and representation to help you navigate these complex issues. 

Your Partner in Resolution

Our team can assist in negotiating with the IRS, setting up payment plans, or finding other solutions to remove liens or levies and regain control of your financial situation.

Schedule a Free Consultation

Contact us to explore your options and take the first step towards resolving your tax issues.